We are Australia’s Fixed Loan Experts
With over 15 years lending experience we have worked with many people like you to achieve their financial goals. We use our ‘fact find’ to uncover your short and long term financial goals, working with you to find out if a fixed rate could be right for you.
Did you know that most banks only build in a margin of 1.5 % on top of your current interest rate to allow for you to be able to pay your loan over all interest rate rises over 30 years?
Why Fix Your Loan?
As specialist brokers in the mortgage market we are often asked “why should I fix my loan?” and the reason is, as a risk management strategy; not to try and outguess the market and get a cheaper rate. In Australia we have very few ways of protecting ourselves against interest rate rises. One possible way is to fix your loan interest rate. How ever if there is a chance that you might need to exit the loan or sell your property then it is not a good idea to fix your loan as the break costs could be substantial.
The Pros & Cons Of Fixing Your Loan
Why Use Us?
We are LENDING EXPERTS, with many years experience gained at banks, non bank lenders and in accounting.
We do not charge you a fee for our home loan service and depending upon your circumstances we are able to put you in contact with a local bank lending manager to assist with your loan application and ensure you have a person to call once your loan settles, rather than a call centre.
We are networked with quality, reputable Accountants, Financial Planners and Real Estate Agents to ensure we are able to assist you with all aspects of your financial goals
We genuinely care that you are happy with our advice and our service, and hope to establish a long term relationship with you
Access to over 40 lenders including the major banks.
A full member of MFAA and COSL, ensuring professional and ethical lending practises.
What Are Our Specialties?
We specialize in the following select areas of lending:
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Self Managed Super Funds for people who wish to take control of their retirement and business owners who wish to purchase the property they operate from
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Specialist Accountant packages to 60% against fees and 2.5 times annual renewal financial planning income.
- Specialist Medico packages available to the medical sector. Up to 90% with no Lenders Mortgage Insurance against home or practice and 100% against goodwill of the business
- Cash flow solutions such as invoice finance and insurance premium funding
- Rent Roll Finance – for Real Estate Agents
- Non resident loans for Australians who live overseas and have property in Australia
Please enquire online to speak to one of our mortgage brokers..

